Features NextFin: Instant loan
NextFin is the brand name of Amar Amba Finance Hire Purchase Pvt Ltd (an RBI registered NBFC, established in 1997) where we provide unsecured personal loans upto Rs 50,000 and secured loans upto Rs 5 crores via our app.
Why NextFin?1.
An RBI registered NBFC established in 19972.
Annual Percentage Rate (APR): Up to 36% p.a.3.
Secured & Unsecured Loans4.
Complete digital process for loan application 5.
Get money directly in your bank accountHow to apply for an easy loan with NextFin?1.
Download NextFin app & Login2.
Fill in your basic profile details3.
Provide employment history, home & office address details4.
Select the type of loan, amount & tenure5.
Upload the required documents 6.
Approval will be communicated instantly7.
Loan agreement is signed (digitally or physically)8.
Loan is disbursed within 24 hoursLoan Products: * Mini Loans: Personal Loans up to Rs 50k (Pan India)* Jumbo Loans: Personal Loans up to Rs 1 Lakh (Tier 1 Cities only)* Secured Loans (Currently only servicing in Delhi NCR region): Loan against Property (Up to 70% financing), Mortgage Loans, Gold Loans (Up to 60% financing), Bike (Up to 70% financing) & Car Loans (Up to 80% financing)1.
Unsecured Personal Loan - A flexible loan option for salaried professionals.
All you need is your PAN Card, Salary Proof & Address Proof to avail ā¹5,000 to ā¹50,000 for a tenure ranging from 62 days to 12 months.Fees, Charges & Tenureā Amount: ā¹5,000 to ā¹50,000ā Processing Fees: 6% + 18% GSTā Tenure: 62 days - 6 monthsā APR: 12% - 36% (depending on risk profile)ā Sample: A Salary Advance loan of ā¹30,000 for a tenure of 90 days at an interest of 0.1% per day (36% APR) will result in total cost being ā¹33,942 (including processing fees ā¹2124 principal amount of ā¹30000 and interest amount of ā¹1818) for a monthly instalment of ā¹10606 for 3 months.ā Penalty charges of 0.6% per day & Bounce Charges of ā¹750 on non-repayment of EMIs.
Loans can be foreclosed after 3 months.2.
Secured Personal Loan - A personal loan option where you can avail amounts of upto ā¹5 crores against collateral.
We provide Gold Loans, Loan against Property, Mortgage Loan, New Car Loans, Used Car Loans and Bike Loans.Fees, Charges & Tenureā Amount: ā¹50,000 to ā¹5,00,00,000ā Processing Fees: 5% + 18% GSTā Loan Tenure period: 3 months - 10 yearsā APR: Starts at 12% depending on risk profile and collateral providedā Sample: A Secured Loan of ā¹1,00,000 for a tenure of 12 months at an interest of 18% APR will result in total cost being ā¹1,15,916 (including processing fees ā¹5900, principal amount of ā¹1,00,000 and interest amount of ā¹10,016) and a monthly installment of ā¹9168 for 12 months.ā Penalty charges as applicable & Bounce Charges of ā¹1000 on non-repayment of EMIs and Zero prepayment charges for loans.
Privacy PolicyPlease read our privacy policy mentioned here to know how we handle your data https://www.nextfin.in/privacy-policy/Our Lending PartnersWe only provide loans through our NBFC - Amar Amba Finance Hire Purchase Private LimitedRBI Certificatehttps://www.nextfin.in/rbi-registration-certificate/Contact Us:Mail us on [email protected] us on +918447804814(Mon-Sat 10:00 AM - 6:00 PM)Address: Plot no 1536 B, Saraswati Kunj, Near South Point Mall, Sector 53, Gurugram, 122002
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